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Pricing

You only pay for what you analyze.

Start free and grow with a plan. Reports use credits based on depth: no hidden costs, no surprises. The credits you buy stay yours, forever.

Monthly Annual ≈ 2 months free
Free
€0forever

No card required.

To try Ratiofy hands-on.

  • Unlimited company search, free
  • 1 welcome Light Report
  • Full report in PDF and Excel
  • Compare the first 2 companies
  • Then buy credits only if you need them
Start free
Coming soon
Enterprise
€199/ month

Or €1990/year · ≈ 2 months free

For firms and structured companies.

  • 150 credits per month · ~25 full reports
  • Everything in Pro
  • Processing priority
  • Dedicated support
Coming soon

Prices are VAT excluded. A full report costs 6 credits (5 for one year of statements + 1 for registry data). You can start free and move to a plan whenever you want.

Transparency on credits

What uses credits, in the clear.

Every operation has a cost known in advance. Searches and the first comparison cost nothing.

What each operation costs

In credits. You always know what you spend before you start.

OperationCredits
Light Report · without downloading the statement1
Full Report · with filed statement5 / year
Refresh a company in your archive1
1-vs-1 comparison (Battle)1
1-vs-many ranking2
Final comparison verdictFree
Search + first 2 companies comparedFree

Credit top-ups

Extra credits from €1.39 each. The more you buy, the less they cost.

10 credits€19.90€1.99/cr
25 credits€44.90€1.80/cr
50 credits€79.90€1.60/cr
100 credits€139.90€1.39/cr
The credits you buy never expire. Credits included in plans are valid for 365 days from when they're granted.

With an active plan, top-ups up to 25 credits cost the same as your subscription credits; above that threshold the volume discount scale kicks in.

Frequently asked

Everything you want to know about pricing.

What's the difference between purchased credits and plan-included credits?
The credits you buy with a top-up never expire: they stay in your account until you use them. The credits included in a monthly or annual plan are valid for 365 days from the moment they're granted.
What does a report include?
Financial health with a score, risk signals, sector comparison, digital reputation, AI reading of the documents and a value estimate. You get it as a web report, professional PDF and Excel.
What's the difference between Light Report and Full Report?
The Light Report (1 credit) gives a quick first impression from registry data and digital presence, without downloading the statement. The Full Report (5 credits per year of statements) downloads the filed statements and runs the in-depth financial analysis.
How do you buy credits?
From your account you choose a top-up (10, 25, 50 or 100 credits) and the credits are granted immediately. You can top up whenever you want, even with an active plan.
Can I start without paying?
Yes. With the Free plan you search companies and compare the first two free, no credit card. You add credits or move to a plan only when you need a deeper analysis.

Start free. Pay only when you really analyze.

The first search is free and no credit card is required.